Buildings and Contents Cover

Home insurance is an essential aspect of protecting your property and its contents from any unforeseen events. Be it extreme weather, break-ins or pipe bursts, home insurance provides coverage against repair, rebuilding, or replacement expenses, depending on the type of coverage you opt for.

Building insurance is a critical part of home insurance that helps safeguard the structure of your home. It includes the cost of repairing or rebuilding your home along with its permanent fixtures and fittings. Additionally, it covers your garage and outbuildings within the boundaries of your property.

Contents insurance covers all your household goods and personal belongings such as furniture, carpets and curtains, kitchen appliances, and jewellery. It can be extended to include personal possessions outside of your home.

You can either choose a policy that combines both types of coverage or opt for two separate policies.

Landlord Insurance

If you're a landlord, it's crucial to have adequate levels of cover in place to protect your investment.

Landlord insurance covers loss of rent, buildings and contents insurance, legal expenses, home emergency insurance, and rent guarantee.

Tenants Liability Insurance

Accidents can happen anywhere, anytime, so accidental damage cover can be included on your tenants' contents insurance policy to provide peace of mind.

Tenants Contents insurance

Whether you live alone or with a partner, in a rented home, or share a property with housemates, we offer tenant's insurance for a variety of scenarios. Our insurance policies cover your bedroom or the entire house collectively.

Mortgage Protection

A mortgage is a significant financial commitment, and mortgage protection policies are designed to give you peace of mind in case of any accident or sickness. Our mortgage protection policies will cover your mortgage payments for up to 12 or 24 months, enabling you to focus on getting back on your feet.